Linde Employees Federal Credit Union 575 Mountain Avenue Murray Hill, NJ 07974 (908) 771-6422

Linde Employees Federal Credit Union

These are the most recent loan rates. Remember, membership is open to Linde EMPLOYEES, their immediate family, spouse, children, parents, grandparents, and siblings.
If you would like any additional information, you can e-mail us at:
Anna.Prumachuk@boc.com -OR- Gerald.Libertelli@boc.com

LOAN PROGRAMS (effective 02/16/2012)

Individual rates will vary based upon FICO score

New Automobile

• Term up to 4 years. As low as 3.25%* Term to 5 years. As low as 4.00%*
• For loans above $25,000, the term can extend to 6 years

New Motorcycles

• Term up to 4 years. As low as 3.25%*

Used Automobile

• Term up to 4 years. As low as 4.50%*
  • Vehicles up to 1 year old: Financing available up to 100% of retail NADA Car guide with a term up to 6 year maximum
  • Vehicles 1-3 years old: Financing available up to 100% NADA car guide with a term up to 4 years
  • Vehicles 3-6 years old: Financing available up to 100% NADA car guide with terms up to 4 years
  • Vehicles 6-8 years old: Financing available with NADA car guide (100% loan limit) with terms up to 4 years

Personal Loans (Vacation, Taxes, Emergency Cash Needs)

· Term up to 36 months......As low as 7.75%*

· Loan Maximum: Up to $25,000 based upon FICO score

Education Loans

· Interest Rate....Prime Rate Floating

· Loan Term……….....7 year repayment maximum

· Minimum Loan..........$2,500/student/year

· Maximum Loan..........$10,000/student/year

· Total Indebtedness…$40,000/student

· No Prepayment Penalty

GENERAL BORROWING REQUIREMENTS

Proof of Income (2 most recent pay advises)
Debt to Income Ratio Maximum 45%
Favorable Credit Check

*RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE & INCLUDE
.50% APR REDUCTION FOR DIRECT DEPOSIT

LINDE EMPLOYEES FCU
575 MOUNTAIN AVE
MURRAY HILL, NJ 07974
908-771-6422